Rachel Cruze Net Worth, Age, Author, Career, Family & Bio (2024)
Name | Rachel Cruze |
Age | 35 Years |
Gender | Female |
Date of Birth | April 4, 1988 |
Place of Birth | Tennessee |
Country | United States |
Father’s Name | Dave Ramsey |
Mother’s Name | Sharon Ramsey |
Height | 5 feet 7 inches |
Weight | 59 Kg |
Skin Color | White |
Hair Color | Light Brown |
Eye Color | Black |
Marital Status | Married |
Children | 3 |
Siblings | 2 |
Husband | Winston Cruze |
Education | NA |
Profession | Author |
Language | English |
Religion | Christianity |
Net Worth | $3 Million |
Who is Rachel Cruze?
Rachel Cruze is a renowned American author, financial expert, and speaker, best known for her work in personal finance education. She is the daughter of Dave Ramsey, a well-known financial guru, and has carved out her own space in the personal finance world. Rachel is passionate about helping people take control of their money, live debt-free, and make smart financial choices.
Through her books, podcasts, and speaking engagements, she provides practical advice on budgeting, saving, and living within your means. Her relatable and easy-to-understand approach to finance has made her a popular figure in the world of financial literacy.
Rachel Cruze Net Worth
As of 2024, Rachel Cruze net worth is estimated to be around $3 million.

Her wealth primarily comes from her work as an author, speaker, and financial expert. She has published several bestselling books, launched successful online courses, and often speaks at large events on personal finance. Additionally, her partnership with her father, Dave Ramsey, through Ramsey Solutions, has played a significant role in her financial success.
Rachel Cruze Salary Per Month
Rachel Cruze monthly income is estimated to be between $30,000 and $50,000, though this can fluctuate based on her book sales, speaking engagements, and other projects. As a bestselling author and in-demand speaker, her earnings come from multiple streams, including royalties, event fees
And income from her financial education products. Her role at Ramsey Solutions also contributes to her monthly earnings, as she works alongside her father in promoting financial literacy.
How Does Rachel Cruze Make Money?
Rachel Cruze has multiple sources of income that contribute to her overall wealth:
Books
Rachel is a bestselling author, and her books on personal finance generate a significant portion of her income. Some of her notable works include “Love Your Life, Not Theirs” and “Smart Money Smart Kids,” the latter of which she co-authored with her father, Dave Ramsey. These books have helped millions of readers understand the importance of budgeting and living debt-free.
Speaking Engagements
Rachel is an in-demand speaker at conferences, corporate events, and financial workshops. She is often invited to speak about personal finance, budgeting, and family money matters, and her speaking fees contribute to her income.
Online Courses and Workshops
In addition to her books, Rachel offers online courses and workshops that help individuals and families manage their finances more effectively. These courses focus on teaching people how to create a budget, save for emergencies, and plan for the future.
YouTube and Podcasts
Rachel Cruze has a strong presence on YouTube and through her podcast, “The Rachel Cruze Show,” where she shares financial tips and advice. These platforms not only allow her to reach a broad audience but also generate additional income through ads and sponsorships.
Ramsey Solutions
Rachel works closely with Ramsey Solutions, the company founded by her father. Through this platform, she helps promote the company’s financial education services, which include books, courses, and seminars. Her role with the company plays a key part in her income.
How Did Rachel Cruze Get Famous?
Rachel Cruze gained fame by following in the footsteps of her father, Dave Ramsey, one of the most prominent financial educators in the United States. Growing up in a household that valued financial discipline, Rachel absorbed these lessons early on and decided to make it her mission to teach others.
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Her fame grew after she co-authored “Smart Money Smart Kids” with her father, which became a bestseller. From there, her own career took off as she became a recognized voice in the personal finance community.
Through her books, online content, and speaking engagements, Rachel has established herself as an authority on money management, particularly for families and young adults.
Rachel Cruze Age, Height, and Weight
As of 2024, Rachel Cruze is 35 years old. She was born on April 4, 1988, in Tennessee, United States. Rachel stands at approximately 5 feet 7 inches (170 cm) and weighs around 130 pounds (59 kg). She maintains a healthy lifestyle, which she occasionally discusses in her content, emphasizing the importance of overall well-being alongside financial health.
Biography
Rachel Cruze was born and raised in Tennessee, where she grew up learning about money from her father, Dave Ramsey. As a child, she was taught the value of saving, budgeting, and avoiding debt—principles she now teaches to millions of people around the world. After completing her education, Rachel decided to follow in her father’s footsteps and make personal finance education her career.
She quickly became known for her relatable, down-to-earth advice on managing money, especially for families and individuals who want to live debt-free. Her background in finance and her approachable teaching style have made her a trusted voice in the world of financial literacy.
Early Life
Rachel Cruze grew up in a family that prioritized financial education. From a young age, she was taught how to handle money responsibly. Her father, Dave Ramsey, had struggled with debt earlier in his life, which influenced his approach to raising Rachel and her siblings with strong financial principles.
These early lessons laid the foundation for Rachel’s career. After high school, she attended the University of Tennessee, where she studied communication. Her education and upbringing gave her the tools to communicate complex financial.
Family
Parents
Rachel Cruze is the daughter of Dave Ramsey, a well-known financial guru, and Sharon Ramsey. Her father’s experience with debt and eventual recovery led to the creation of Ramsey Solutions, where Rachel now plays a significant role. Her mother, Sharon, has also been a source of support and inspiration, especially in teaching Rachel about frugality and managing household finances.
Siblings
Rachel has two siblings, Denise Ramsey and Daniel Ramsey. While her siblings are not as publicly involved in the financial world as Rachel and their father, they share similar values about money management, which were ingrained in them from a young age.
Husband
Rachel Cruze is married to Winston Cruze. The couple met in college and have been together for many years. Winston, who shares Rachel’s passion for financial responsibility, works in the finance industry and supports Rachel in her career. Together, they live out the principles they teach, managing their household with the same financial discipline Rachel promotes in her work.
Children
Rachel and Winston have three children. As a mother, Rachel often incorporates lessons about raising financially responsible kids into her content, sharing insights about teaching children the value of money, saving, and smart spending from an early age.

Health
Rachel Cruze maintains a healthy lifestyle, both physically and mentally. She emphasizes balance in her life, from staying physically active to managing stress effectively. Though she primarily focuses on financial health, she occasionally shares insights about self-care and how mental and physical health can impact financial well-being.
Relationships
Rachel Cruze has a close relationship with her husband, Winston, who plays a supportive role in both her personal and professional life. They work as a team in raising their children with strong financial values. Rachel is also very close with her parents, particularly her father, Dave Ramsey, with whom she shares a deep professional bond.
Friends
Rachel Cruze has built a network of friends, many of whom share her values about financial education and responsible living. Her circle includes fellow authors, speakers, and financial experts who, like Rachel, are committed to helping others take control of their money. She values friendships that align with her mission of promoting financial freedom.
Education
Rachel Cruze attended the University of Tennessee, where she earned a degree in communication. Her educational background has played a significant role in her ability to explain complex financial concepts in simple and relatable terms. Communication has been key to her success, allowing her to connect with a wide audience and effectively teach personal finance principles.
Lifestyle
Rachel Cruze leads a lifestyle that reflects the principles she teaches. She and her husband practice financial discipline, living within their means and focusing on saving, investing, and giving. Family is central to Rachel’s life, and she often shares how her financial practices influence her parenting and household management.
She balances her professional work with her personal life, ensuring that she stays grounded in the values she promotes in her content.
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Career
Early Career
Rachel Cruze career began with her work at Ramsey Solutions, the company founded by her father. She started by speaking at events and conferences, sharing the lessons she learned growing up in a household that prioritized financial literacy. Over time, she developed her own brand, focusing on helping young adults and families navigate their financial journeys.
Career as an Author
Rachel Cruze is a bestselling author, with books that focus on personal finance, debt reduction, and building wealth. Her works, including “Love Your Life, Not Theirs” and “Smart Money Smart Kids,” have reached millions of readers, offering practical advice on managing money and avoiding common financial mistakes.
Public Figure and Media Personality
As a media personality, Rachel Cruze frequently appears on television, podcasts, and at conferences, discussing personal finance topics. She also hosts “The Rachel Cruze Show,” a podcast where she shares tips on budgeting, saving, and living debt-free. Her relatable style and practical advice have made her a popular figure in the world of financial education.
Merchandise Sales
While Rachel Cruze does not focus heavily on merchandise, her books and financial education products are her main sources of revenue in this area. She also promotes financial tools and resources through Ramsey Solutions, helping individuals and families achieve financial freedom.
Best Year of Net Worth Career
Rachel Cruze best year in terms of net worth growth was likely around the time she released “Love Your Life, Not Theirs” and “Smart Money Smart Kids.” These bestselling books not only solidified her position as a leading voice in personal finance but also contributed significantly to her income.
Achievement
One of Rachel Cruze major achievements is her ability to make personal finance accessible to a broad audience. By co-authoring “Smart Money Smart Kids” with her father, she helped bridge the gap between generations, teaching both parents and children how to manage money responsibly. She has also been recognized for her impact on financial education, particularly for young adults and families.
Social Media Presence
Rachel Cruze is active on social media, where she engages with her audience by sharing financial tips, personal stories, and motivational content. She has a strong following on platforms like Instagram, Twitter, and YouTube, using these outlets to promote her books, podcast, and financial education resources.
Conclusion
Rachel Cruze has made a significant impact in the world of personal finance, building on the foundation set by her father while creating her own path. Through her books, podcast, and speaking engagements, she has helped millions of people take control of their finances and live debt-free.
Her practical, down-to-earth advice makes her a trusted figure in financial education, and her influence continues to grow as more people turn to her for guidance on managing their money.